Archive for August, 2009
How long can a bank keep a delinquency on a credit report?
Back in 1997, I ran into some financial trouble and took out a loan for the balance on a mobile home I once owned. I defaulted on the loan that year, but it is still on my credit report. I wrote letters to the bank and to the credit reporting agencies, and this is still on my credit report. This is the only bad credit/delinquency I’ve ever had. I would appreciate any suggestions.
What is the best credit card for an 18 trying to build credit?
I’m soon to be 18 and am looking to get a credit card to help build credit. My dad said the best thing to do is to just use it to buy gas, but I’m not really all that up to date on how credit cards work and which ones are the best. Does anyone have any wise credit card wisdom to pass on to me?
How long do late credit card payments impact your credit report?
I checked my wife’s credit report and she has 3 accounts with late payments from several years ago prior to us being married. One was past due 60 days, one was past due 30 days a few times, and one was past due 120 days. How long will her credit rating be impacted by these accounts? Is it 7 years from the time the account is closed?
How much of my credit card do I need to have paid to improve my credit score?
When I turned 18 I knew I needed credit cards to grow credit. When I reached the 0 limit on my first card and the 00 limit on my new card when I found that this was not good for my credit. I hear that as long as you don’t spend more than half of the available balance your credit will be fine. Is this true?
How do I obtain my free yearly credit report?
How do I obtain my free yearly credit reprot from the mojor credit agencies. I have heard that a law was passed and all agencies were to provide a persons credit report free once a year. I have encountered several websites claiming to be free but there are none that i have yet to come across. I do not have a bank account to paypal any of these credit report sites. How do I find the mojor credit agencies and how do I get my free credit report.
Articles on Debt Consolidation
More on Debt
- Eliminate Student Loan debt by Planning Ahead
- The Truth about Debt Consolidation
- What is Debt Consolidation?
- What is the Best Way to Eliminate Credit Card Debt ?
- How long to build credit up after cancelling credit card?
- What is the difference between a credit card and a pre approved credit card or is there no difference?
- What is the best credit card to apply for for the first time?
- How many of you give in to the credit card offers?
- What happens if your credit score gets lowered due to late auto payments, but then you pay off the auto loan?
- How to get a credit card with no credit and no checking account?
- What is a good credit card for someone with excellent credit?
- What credit card would you recommend for someone trying to re-establish good credit history?
- What does closing a store credit card do to your credit?
- Can credit bureaus report late payments after a sheriff sale?
- Credit….?