Archive for August, 2009

How to get the credit report directly from credit companies?

Hi can anyone know how to get the credit reports directly from credit companies. I want my credit report receipt from companies . If I go and ask them they will provide me report or not.

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Wednesday, August 26th, 2009 Credit Card & Loan Consolidation 6 Comments

How does a secured credit card exactly work?

I am interested in getting a secured credit card due to the fact that I don’t get credit anywhere. I never had credit and would like to build it up. I "heard" that if you deposit like 0 my credit limit will be like 0. Please help!!
Thanks guys!

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Wednesday, August 26th, 2009 Debt 9 Comments

How do I obtain a free credit report from each of the major credit bureaus?

I heard on CNN Headline News that you can obtain one free credit report per year from each of the 4 major credit bureaus.

Does anyone know the names of each credit bureau, the number to call (or address) and what you need to do to get a copy of your credit report?

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Tuesday, August 25th, 2009 Credit Card & Loan Consolidation 4 Comments

How can you get the credit cards to stop coming to your un employed better half?

She has went bankrupt twice and there is nothing i can do about it. The credit report is in both of our names because the state requires it. You cannot stop her from getting credit cards and ruining your credit unless you get a divorce. I dont have a credit card and on my credit report there are 16 credit cards with 4 in default? I am sick.

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Tuesday, August 25th, 2009 Debt 5 Comments

What happens to your public record and credit report when you get evicted?

I am about to be evicted for noise complaints. Will this show on my public record? Will this show on my credit report? We DO NOT owe the land lord any money. Is there any way we can get this to not show up on both our public record and credit report if we move out with in a period of time?

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Tuesday, August 25th, 2009 Credit Card & Loan Consolidation 1 Comment