Archive for August, 2009
Is it better for your credit to have several credit cards with moderate limit, or one card with a high limit?
I have zero debt. I also have several credit cards. I am wondering how it will affect my credit to request the highest limit for each card, or if I should cancel all but 2 and have those with high spending limits. Along the same lines, how does "available" credit affect one’s credit score negatively or positively? If I get a ,000 limit on a card (with 0 balance) but say, go to buy a car, will I be denied because I have too much credit out there?
What is a good credit limit for a first credit card?
I got my first credit card a couple years ago via Bank of America, and my current credit limit is 00. Since I don’t have any experience with credit cards in the past, I’m wondering if this is good or not? Is there anyway I can increase this limit? What do most credit card limits start at?
What is the best way to fix credit report?
Please advice what is the best way to fix credit report with many negative and charged off accounts. I heard even if you pay your old creditors the negative remarks still stays on your credit report, and most of the credit fix companies have false claims, does anyone know any proven company or way which really works to fix your credit ?
How can I get my credit build up if no one will give me a credit card to begin with?
How can I get my credit build up if no one will give me a credit card to begin with? I have never had a credit card, I bought a home and I have been paying mortgage on time. Will that help my credit? I do have doctor bills on my credit report, any ideas as to how I can get rid of them without costing me a arm and leg.
If you have a charge off on your credit report, can it be sold and time start over?
I have a charge off on my credit report, and it is about to be 7 years. The company recently sold this account. Does the 7 years start over?
Articles on Debt Consolidation
More on Debt
- Eliminate Student Loan debt by Planning Ahead
- The Truth about Debt Consolidation
- What is Debt Consolidation?
- What is the Best Way to Eliminate Credit Card Debt ?
- How long to build credit up after cancelling credit card?
- What is the difference between a credit card and a pre approved credit card or is there no difference?
- What is the best credit card to apply for for the first time?
- How many of you give in to the credit card offers?
- What happens if your credit score gets lowered due to late auto payments, but then you pay off the auto loan?
- How to get a credit card with no credit and no checking account?
- What is a good credit card for someone with excellent credit?
- What credit card would you recommend for someone trying to re-establish good credit history?
- What does closing a store credit card do to your credit?
- Can credit bureaus report late payments after a sheriff sale?
- Credit….?