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	<title>Debt Consolidation &#187; Consumer Debt</title>
	<atom:link href="http://www.debtconsolidationcap.com/consolidateloans/consumer-debt/feed" rel="self" type="application/rss+xml" />
	<link>http://www.debtconsolidationcap.com</link>
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			<item>
		<title>The Truth about Debt Consolidation</title>
		<link>http://www.debtconsolidationcap.com/the-truth-about-debt-consolidation.html</link>
		<comments>http://www.debtconsolidationcap.com/the-truth-about-debt-consolidation.html#comments</comments>
		<pubDate>Wed, 07 Oct 2009 02:59:52 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Consumer Debt]]></category>
		<category><![CDATA[credit score]]></category>
		<category><![CDATA[debt consolidation]]></category>
		<category><![CDATA[debt consolidation cap]]></category>
		<category><![CDATA[debt consolidation services]]></category>

		<guid isPermaLink="false">http://www.debtconsolidationcap.com/?p=411</guid>
		<description><![CDATA[In order to avoid the state of bankruptcy, more and more people are turning to debt consolidation services to enable them to pay for outstanding dues. Although it’s always been a viable option for handling a number of unsettled loans all at the same time, there are some people who are still uneasy about the [...]]]></description>
		<wfw:commentRss>http://www.debtconsolidationcap.com/the-truth-about-debt-consolidation.html/feed</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>What is the Best Way to Eliminate Credit Card Debt ?</title>
		<link>http://www.debtconsolidationcap.com/what-is-the-best-way-to-eliminate-credit-card-debt.html</link>
		<comments>http://www.debtconsolidationcap.com/what-is-the-best-way-to-eliminate-credit-card-debt.html#comments</comments>
		<pubDate>Sat, 26 Sep 2009 16:34:34 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Consumer Debt]]></category>
		<category><![CDATA[Credit Card Debt]]></category>
		<category><![CDATA[free source]]></category>

		<guid isPermaLink="false">http://www.debtconsolidationcap.com/what-is-the-best-way-to-eliminate-credit-card-debt.html</guid>
		<description><![CDATA[I am looking for the Best Free Source Online to Eliminate Credit Card Debt ? I have been trying to eliminate credit card debt for the last 2 years and now am seeking help online.  Is there any real help out there?
]]></description>
		<wfw:commentRss>http://www.debtconsolidationcap.com/what-is-the-best-way-to-eliminate-credit-card-debt.html/feed</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Bankruptcy or choosing to default on credit card debt. What are the ramifications of each?</title>
		<link>http://www.debtconsolidationcap.com/bankruptcy-or-choosing-to-default-on-credit-card-debt-what-are-the-ramifications-of-each.html</link>
		<comments>http://www.debtconsolidationcap.com/bankruptcy-or-choosing-to-default-on-credit-card-debt-what-are-the-ramifications-of-each.html#comments</comments>
		<pubDate>Tue, 15 Sep 2009 16:40:46 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Consumer Debt]]></category>
		<category><![CDATA[bankruptcy attorney]]></category>
		<category><![CDATA[Credit Card Debt]]></category>
		<category><![CDATA[debts]]></category>
		<category><![CDATA[family responsibilities]]></category>
		<category><![CDATA[opening a business]]></category>
		<category><![CDATA[phone calls]]></category>

		<guid isPermaLink="false">http://www.debtconsolidationcap.com/bankruptcy-or-choosing-to-default-on-credit-card-debt-what-are-the-ramifications-of-each.html</guid>
		<description><![CDATA[I have A LOT of credit card debt from opening a business and having to sell it in one year because of family responsibilities.  Saw a bankruptcy attorney, but the options don&#8217;t seem to work for me as there&#8217;s no way I could ever pay off these debts.
I know it&#8217;s very immoral, but what [...]]]></description>
		<wfw:commentRss>http://www.debtconsolidationcap.com/bankruptcy-or-choosing-to-default-on-credit-card-debt-what-are-the-ramifications-of-each.html/feed</wfw:commentRss>
		<slash:comments>1</slash:comments>
		</item>
		<item>
		<title>Credit card debt consolidation companies, Anyone know of a good one?</title>
		<link>http://www.debtconsolidationcap.com/credit-card-debt-consolidation-companies-anyone-know-of-a-good-one.html</link>
		<comments>http://www.debtconsolidationcap.com/credit-card-debt-consolidation-companies-anyone-know-of-a-good-one.html#comments</comments>
		<pubDate>Fri, 04 Sep 2009 16:36:51 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Consumer Debt]]></category>
		<category><![CDATA[card debt consolidation]]></category>
		<category><![CDATA[Credit Card Debt]]></category>
		<category><![CDATA[credit card debt consolidation]]></category>
		<category><![CDATA[credit card debt consolidation company]]></category>
		<category><![CDATA[debt consolidation company]]></category>
		<category><![CDATA[screw]]></category>
		<category><![CDATA[whelmed]]></category>

		<guid isPermaLink="false">http://www.debtconsolidationcap.com/credit-card-debt-consolidation-companies-anyone-know-of-a-good-one.html</guid>
		<description><![CDATA[I&#8217;ve become over whelmed with my credit card debt and I&#8217;m getting those phone calls because I&#8217;m missing payments and such. Anyway I&#8217;m looking for a credit card debt consolidation company that doesn&#8217;t screw people over, anyone know of any from experience or just know a good one?
]]></description>
		<wfw:commentRss>http://www.debtconsolidationcap.com/credit-card-debt-consolidation-companies-anyone-know-of-a-good-one.html/feed</wfw:commentRss>
		<slash:comments>1</slash:comments>
		</item>
		<item>
		<title>What happens to the credit card debt when your parents pass away?</title>
		<link>http://www.debtconsolidationcap.com/what-happens-to-the-credit-card-debt-when-your-parents-pass-away.html</link>
		<comments>http://www.debtconsolidationcap.com/what-happens-to-the-credit-card-debt-when-your-parents-pass-away.html#comments</comments>
		<pubDate>Sat, 15 Aug 2009 16:37:06 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Consumer Debt]]></category>
		<category><![CDATA[Credit Card Debt]]></category>
		<category><![CDATA[parents]]></category>
		<category><![CDATA[real estate]]></category>

		<guid isPermaLink="false">http://www.debtconsolidationcap.com/what-happens-to-the-credit-card-debt-when-your-parents-pass-away.html</guid>
		<description><![CDATA[What happens to credit card debt when one&#8217;s parents pass away in the event that they do not have an estate, BUT the children do have an estate (real estate, etc)?
Morbid, but just wondering.
]]></description>
		<wfw:commentRss>http://www.debtconsolidationcap.com/what-happens-to-the-credit-card-debt-when-your-parents-pass-away.html/feed</wfw:commentRss>
		<slash:comments>1</slash:comments>
		</item>
		<item>
		<title>What is the best way to pay off credit card debt?</title>
		<link>http://www.debtconsolidationcap.com/what-is-the-best-way-to-pay-off-credit-card-debt.html</link>
		<comments>http://www.debtconsolidationcap.com/what-is-the-best-way-to-pay-off-credit-card-debt.html#comments</comments>
		<pubDate>Thu, 06 Aug 2009 16:51:30 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Consumer Debt]]></category>
		<category><![CDATA[credit card debts]]></category>
		<category><![CDATA[credit cards]]></category>
		<category><![CDATA[debt credit]]></category>
		<category><![CDATA[government grants]]></category>
		<category><![CDATA[high interest rates]]></category>
		<category><![CDATA[interest rate]]></category>
		<category><![CDATA[second mortgage]]></category>
		<category><![CDATA[unsecured debt]]></category>

		<guid isPermaLink="false">http://www.debtconsolidationcap.com/what-is-the-best-way-to-pay-off-credit-card-debt.html</guid>
		<description><![CDATA[I&#8217;ve heard of companies like cureadebt.com that will settle your credit card debts for 70% of the amount owed.  I&#8217;ve also heard of government grants to pay unsecured debt(credit cards), but I don&#8217;t know where to get the info on them.  I&#8217;m considering a second mortgage to pay these off with a lower [...]]]></description>
		<wfw:commentRss>http://www.debtconsolidationcap.com/what-is-the-best-way-to-pay-off-credit-card-debt.html/feed</wfw:commentRss>
		<slash:comments>1</slash:comments>
		</item>
		<item>
		<title>Why do so many people keep going into credit card debt?</title>
		<link>http://www.debtconsolidationcap.com/why-do-so-many-people-keep-going-into-credit-card-debt.html</link>
		<comments>http://www.debtconsolidationcap.com/why-do-so-many-people-keep-going-into-credit-card-debt.html#comments</comments>
		<pubDate>Sun, 26 Jul 2009 16:37:04 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Consumer Debt]]></category>
		<category><![CDATA[annual salary]]></category>
		<category><![CDATA[banks]]></category>
		<category><![CDATA[consolidation loan]]></category>
		<category><![CDATA[credit card applications]]></category>
		<category><![CDATA[credit cards]]></category>
		<category><![CDATA[credit history]]></category>
		<category><![CDATA[credit unions]]></category>
		<category><![CDATA[department store credit]]></category>
		<category><![CDATA[due date]]></category>
		<category><![CDATA[financial debt]]></category>
		<category><![CDATA[interest rate]]></category>
		<category><![CDATA[late fees]]></category>
		<category><![CDATA[marriage]]></category>
		<category><![CDATA[peace of mind]]></category>
		<category><![CDATA[revolving card]]></category>
		<category><![CDATA[store credit card]]></category>

		<guid isPermaLink="false">http://www.debtconsolidationcap.com/why-do-so-many-people-keep-going-into-credit-card-debt.html</guid>
		<description><![CDATA[Question?  What makes people keep using them when they see the destruction it is causing?
Many people, mostly younger folks and women, have so many credit cards they end up in severe debt and ruin their credit for many years to come.  Credit card applications are mailed out by the tons and people keep [...]]]></description>
		<wfw:commentRss>http://www.debtconsolidationcap.com/why-do-so-many-people-keep-going-into-credit-card-debt.html/feed</wfw:commentRss>
		<slash:comments>1</slash:comments>
		</item>
		<item>
		<title>Does the credit card debt restart if a different agencies send letters about your debt even after 6 years?</title>
		<link>http://www.debtconsolidationcap.com/does-the-credit-card-debt-restart-if-a-different-agencies-send-letters-about-your-debt-even-after-6-years-2.html</link>
		<comments>http://www.debtconsolidationcap.com/does-the-credit-card-debt-restart-if-a-different-agencies-send-letters-about-your-debt-even-after-6-years-2.html#comments</comments>
		<pubDate>Wed, 15 Jul 2009 17:08:22 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Consumer Debt]]></category>
		<category><![CDATA[6 years]]></category>
		<category><![CDATA[beggining]]></category>
		<category><![CDATA[Credit Card Debt]]></category>

		<guid isPermaLink="false">http://www.debtconsolidationcap.com/does-the-credit-card-debt-restart-if-a-different-agencies-send-letters-about-your-debt-even-after-6-years-2.html</guid>
		<description><![CDATA[I mean i heard after 6 years or so your credit card debt is written off, but if during those 6 years you get letters from different solictors, agencies etc does this include the 6 years or is it restarted from the beggining when to a another agency?
]]></description>
		<wfw:commentRss>http://www.debtconsolidationcap.com/does-the-credit-card-debt-restart-if-a-different-agencies-send-letters-about-your-debt-even-after-6-years-2.html/feed</wfw:commentRss>
		<slash:comments>1</slash:comments>
		</item>
		<item>
		<title>Who is responsible for credit card debt if somebody dies? Or does the company eat it?</title>
		<link>http://www.debtconsolidationcap.com/who-is-responsible-for-credit-card-debt-if-somebody-dies-or-does-the-company-eat-it-2.html</link>
		<comments>http://www.debtconsolidationcap.com/who-is-responsible-for-credit-card-debt-if-somebody-dies-or-does-the-company-eat-it-2.html#comments</comments>
		<pubDate>Fri, 10 Jul 2009 17:37:52 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Consumer Debt]]></category>
		<category><![CDATA[bad debt]]></category>
		<category><![CDATA[credit card company]]></category>
		<category><![CDATA[Credit Card Debt]]></category>
		<category><![CDATA[enough money]]></category>

		<guid isPermaLink="false">http://www.debtconsolidationcap.com/who-is-responsible-for-credit-card-debt-if-somebody-dies-or-does-the-company-eat-it-2.html</guid>
		<description><![CDATA[Say somebody has X amount of credit card debt, then they die but still have that debt to the credit card company outstanding, what happens? Does the company have to write it off as bad debt or ? Perhaps the company can hit up that person&#8217;s estate. But let me pose another question then &#8211; [...]]]></description>
		<wfw:commentRss>http://www.debtconsolidationcap.com/who-is-responsible-for-credit-card-debt-if-somebody-dies-or-does-the-company-eat-it-2.html/feed</wfw:commentRss>
		<slash:comments>1</slash:comments>
		</item>
		<item>
		<title>How do I go about eliminating my credit card debt?</title>
		<link>http://www.debtconsolidationcap.com/how-do-i-go-about-eliminating-my-credit-card-debt.html</link>
		<comments>http://www.debtconsolidationcap.com/how-do-i-go-about-eliminating-my-credit-card-debt.html#comments</comments>
		<pubDate>Wed, 03 Jun 2009 17:02:36 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Consumer Debt]]></category>
		<category><![CDATA[consolidation program]]></category>
		<category><![CDATA[credit card companies]]></category>
		<category><![CDATA[Credit Card Debt]]></category>
		<category><![CDATA[debt consolidation programs]]></category>
		<category><![CDATA[Debt Management]]></category>
		<category><![CDATA[financial difficulties]]></category>
		<category><![CDATA[student loans]]></category>

		<guid isPermaLink="false">http://www.debtconsolidationcap.com/how-do-i-go-about-eliminating-my-credit-card-debt.html</guid>
		<description><![CDATA[I am 23 with a nine-month-old son, and I owe (on top of my student loans from college) approximately ,000 in credit card debt.  I am looking to do a debt management/consolidation program, but was wondering if I should just contact those credit card companies that say to call them if I have &#34;financial [...]]]></description>
		<wfw:commentRss>http://www.debtconsolidationcap.com/how-do-i-go-about-eliminating-my-credit-card-debt.html/feed</wfw:commentRss>
		<slash:comments>1</slash:comments>
		</item>
		<item>
		<title>Will negotiating credit card debt hurt my credit score?</title>
		<link>http://www.debtconsolidationcap.com/will-negotiating-credit-card-debt-hurt-my-credit-score.html</link>
		<comments>http://www.debtconsolidationcap.com/will-negotiating-credit-card-debt-hurt-my-credit-score.html#comments</comments>
		<pubDate>Sat, 23 May 2009 17:01:07 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Consumer Debt]]></category>
		<category><![CDATA[credit card company]]></category>
		<category><![CDATA[credit card payments]]></category>
		<category><![CDATA[credit score]]></category>
		<category><![CDATA[job]]></category>
		<category><![CDATA[mortgage]]></category>

		<guid isPermaLink="false">http://www.debtconsolidationcap.com/will-negotiating-credit-card-debt-hurt-my-credit-score.html</guid>
		<description><![CDATA[I&#39;ve been unemployed for a couple months, and the credit card payments are starting to hurt.
If I negotiate with the credit card company to reduced my debt or monthly payment, will this somehow hurt my credit score.
I plan on refinancing my mortgage when I get another job, and I don&#39;t want my score to be [...]]]></description>
		<wfw:commentRss>http://www.debtconsolidationcap.com/will-negotiating-credit-card-debt-hurt-my-credit-score.html/feed</wfw:commentRss>
		<slash:comments>1</slash:comments>
		</item>
		<item>
		<title>How do get my credit card debt to zero?</title>
		<link>http://www.debtconsolidationcap.com/how-do-get-my-credit-card-debt-to-zero.html</link>
		<comments>http://www.debtconsolidationcap.com/how-do-get-my-credit-card-debt-to-zero.html#comments</comments>
		<pubDate>Tue, 12 May 2009 17:37:58 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Consumer Debt]]></category>
		<category><![CDATA[Credit Card Debt]]></category>
		<category><![CDATA[credit report]]></category>
		<category><![CDATA[job]]></category>

		<guid isPermaLink="false">http://www.debtconsolidationcap.com/how-do-get-my-credit-card-debt-to-zero.html</guid>
		<description><![CDATA[I had left USA around 4 years back as I could not get a job(software). When I left I had credit card debt. Now i want to be back and normalize my debt. I currently dont have a job. I checked my credit report on the internet but confused with the terms. Its certain that [...]]]></description>
		<wfw:commentRss>http://www.debtconsolidationcap.com/how-do-get-my-credit-card-debt-to-zero.html/feed</wfw:commentRss>
		<slash:comments>1</slash:comments>
		</item>
		<item>
		<title>Does the credit card debt restart if a different agencies send letters about your debt even after 6 years?</title>
		<link>http://www.debtconsolidationcap.com/does-the-credit-card-debt-restart-if-a-different-agencies-send-letters-about-your-debt-even-after-6-years.html</link>
		<comments>http://www.debtconsolidationcap.com/does-the-credit-card-debt-restart-if-a-different-agencies-send-letters-about-your-debt-even-after-6-years.html#comments</comments>
		<pubDate>Sat, 02 May 2009 16:35:53 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Consumer Debt]]></category>
		<category><![CDATA[6 years]]></category>
		<category><![CDATA[beggining]]></category>
		<category><![CDATA[Credit Card Debt]]></category>

		<guid isPermaLink="false">http://www.debtconsolidationcap.com/does-the-credit-card-debt-restart-if-a-different-agencies-send-letters-about-your-debt-even-after-6-years.html</guid>
		<description><![CDATA[I mean i heard after 6 years or so your credit card debt is written off, but if during those 6 years you get letters from different solictors, agencies etc does this include the 6 years or is it restarted from the beggining when to a another agency?
]]></description>
		<wfw:commentRss>http://www.debtconsolidationcap.com/does-the-credit-card-debt-restart-if-a-different-agencies-send-letters-about-your-debt-even-after-6-years.html/feed</wfw:commentRss>
		<slash:comments>1</slash:comments>
		</item>
		<item>
		<title>True/False: Medical bills and student loans don&#8217;t look as bad on your credit as consumer debt?</title>
		<link>http://www.debtconsolidationcap.com/truefalse-medical-bills-and-student-loans-dont-look-as-bad-on-your-credit-as-consumer-debt.html</link>
		<comments>http://www.debtconsolidationcap.com/truefalse-medical-bills-and-student-loans-dont-look-as-bad-on-your-credit-as-consumer-debt.html#comments</comments>
		<pubDate>Sat, 02 May 2009 04:10:17 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Consumer Debt]]></category>
		<category><![CDATA[credit cards]]></category>
		<category><![CDATA[lenders]]></category>

		<guid isPermaLink="false">http://www.debtconsolidationcap.com/truefalse-medical-bills-and-student-loans-dont-look-as-bad-on-your-credit-as-consumer-debt.html</guid>
		<description><![CDATA[This is what I&#39;ve been told, but I was wondering if you know if that&#39;s true or not.  Thanks!
By consumer debt, I mean credit cards, mainly.
So lenders don&#39;t care what type of debt, they just see debt?
]]></description>
		<wfw:commentRss>http://www.debtconsolidationcap.com/truefalse-medical-bills-and-student-loans-dont-look-as-bad-on-your-credit-as-consumer-debt.html/feed</wfw:commentRss>
		<slash:comments>6</slash:comments>
		</item>
		<item>
		<title>Does using a consumer credit counseling service to repay your debt effect your credit in a negative way?</title>
		<link>http://www.debtconsolidationcap.com/does-using-a-consumer-credit-counseling-service-to-repay-your-debt-effect-your-credit-in-a-negative-way.html</link>
		<comments>http://www.debtconsolidationcap.com/does-using-a-consumer-credit-counseling-service-to-repay-your-debt-effect-your-credit-in-a-negative-way.html#comments</comments>
		<pubDate>Sat, 02 May 2009 04:10:15 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Consumer Debt]]></category>

		<guid isPermaLink="false">http://www.debtconsolidationcap.com/does-using-a-consumer-credit-counseling-service-to-repay-your-debt-effect-your-credit-in-a-negative-way.html</guid>
		<description><![CDATA[
]]></description>
		<wfw:commentRss>http://www.debtconsolidationcap.com/does-using-a-consumer-credit-counseling-service-to-repay-your-debt-effect-your-credit-in-a-negative-way.html/feed</wfw:commentRss>
		<slash:comments>3</slash:comments>
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