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	<title>Debt Consolidation &#187; Credit Card &amp; Loan Consolidation</title>
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	<link>http://www.debtconsolidationcap.com</link>
	<description></description>
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			<item>
		<title>What is Debt Consolidation?</title>
		<link>http://www.debtconsolidationcap.com/what-is-debt-consolidation.html</link>
		<comments>http://www.debtconsolidationcap.com/what-is-debt-consolidation.html#comments</comments>
		<pubDate>Sun, 27 Sep 2009 04:38:34 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Credit Card & Loan Consolidation]]></category>
		<category><![CDATA[debt consolidation cap]]></category>
		<category><![CDATA[help with debt]]></category>
		<category><![CDATA[what is debt consolidation]]></category>

		<guid isPermaLink="false">http://www.debtconsolidationcap.com/?p=407</guid>
		<description><![CDATA[Because of the fast paced development of people’s spending habits, there are more people now who greatly depend on their credit cards to pay for necessities. Because plastic money is conveniently represented by one easy to carry card, it’s easy to get carried away with incessant purchasing. We fail to remember that the more we [...]]]></description>
		<wfw:commentRss>http://www.debtconsolidationcap.com/what-is-debt-consolidation.html/feed</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Can credit bureaus report late payments after a sheriff sale?</title>
		<link>http://www.debtconsolidationcap.com/can-credit-bureaus-report-late-payments-after-a-sheriff-sale.html</link>
		<comments>http://www.debtconsolidationcap.com/can-credit-bureaus-report-late-payments-after-a-sheriff-sale.html#comments</comments>
		<pubDate>Wed, 16 Sep 2009 17:02:33 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Credit Card & Loan Consolidation]]></category>
		<category><![CDATA[credit report]]></category>
		<category><![CDATA[foreclosure]]></category>

		<guid isPermaLink="false">http://www.debtconsolidationcap.com/can-credit-bureaus-report-late-payments-after-a-sheriff-sale.html</guid>
		<description><![CDATA[I had a foreclosure back in 1/07.  My credit report shows the foreclosure; however, is reporting late payment after the sheriff sale.  It shows the final date of 11/07.  Is there anything I can do?
]]></description>
		<wfw:commentRss>http://www.debtconsolidationcap.com/can-credit-bureaus-report-late-payments-after-a-sheriff-sale.html/feed</wfw:commentRss>
		<slash:comments>1</slash:comments>
		</item>
		<item>
		<title>Credit Report?</title>
		<link>http://www.debtconsolidationcap.com/credit-report-2.html</link>
		<comments>http://www.debtconsolidationcap.com/credit-report-2.html#comments</comments>
		<pubDate>Tue, 15 Sep 2009 17:58:08 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Credit Card & Loan Consolidation]]></category>
		<category><![CDATA[credit report]]></category>

		<guid isPermaLink="false">http://www.debtconsolidationcap.com/credit-report-2.html</guid>
		<description><![CDATA[I am looking at my husband&#8217;s credit report and there are a few accounts in the negative section, but most of them are closed.  Do these closed accounts still affect his credit,  or does he still need to pay them off to get them completely off his report?  Are they only their [...]]]></description>
		<wfw:commentRss>http://www.debtconsolidationcap.com/credit-report-2.html/feed</wfw:commentRss>
		<slash:comments>4</slash:comments>
		</item>
		<item>
		<title>How do I dispute a negative statement on my credit report?</title>
		<link>http://www.debtconsolidationcap.com/how-do-i-dispute-a-negative-statement-on-my-credit-report.html</link>
		<comments>http://www.debtconsolidationcap.com/how-do-i-dispute-a-negative-statement-on-my-credit-report.html#comments</comments>
		<pubDate>Mon, 14 Sep 2009 19:59:12 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Credit Card & Loan Consolidation]]></category>
		<category><![CDATA[afghanistan]]></category>
		<category><![CDATA[car loan]]></category>
		<category><![CDATA[circumstances]]></category>
		<category><![CDATA[credit report]]></category>
		<category><![CDATA[indiana state]]></category>
		<category><![CDATA[payment tax]]></category>
		<category><![CDATA[state driver]]></category>
		<category><![CDATA[state revenue]]></category>
		<category><![CDATA[tax lien]]></category>
		<category><![CDATA[u s army]]></category>

		<guid isPermaLink="false">http://www.debtconsolidationcap.com/how-do-i-dispute-a-negative-statement-on-my-credit-report.html</guid>
		<description><![CDATA[I&#8217;m in the U.S. Army. Shortly after filing my indiana states taxes for 2005 I deployed to Afghanistan. I apparently owed the state revenue service around . I am pretty sure I acknowledged this before I deployed but I guess it slipped my mind.
Apparently the revenue service tried to get a hold of me (which [...]]]></description>
		<wfw:commentRss>http://www.debtconsolidationcap.com/how-do-i-dispute-a-negative-statement-on-my-credit-report.html/feed</wfw:commentRss>
		<slash:comments>2</slash:comments>
		</item>
		<item>
		<title>How often does Household Bank report to credit bureaus?</title>
		<link>http://www.debtconsolidationcap.com/how-often-does-household-bank-report-to-credit-bureaus-2.html</link>
		<comments>http://www.debtconsolidationcap.com/how-often-does-household-bank-report-to-credit-bureaus-2.html#comments</comments>
		<pubDate>Sun, 13 Sep 2009 17:35:05 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Credit Card & Loan Consolidation]]></category>
		<category><![CDATA[amount of time]]></category>
		<category><![CDATA[bank credit card]]></category>
		<category><![CDATA[credit bureaus]]></category>
		<category><![CDATA[credit report]]></category>
		<category><![CDATA[credit score]]></category>
		<category><![CDATA[household bank credit card]]></category>

		<guid isPermaLink="false">http://www.debtconsolidationcap.com/how-often-does-household-bank-report-to-credit-bureaus-2.html</guid>
		<description><![CDATA[I recently got a Household Bank credit card in order to help build up my credit score. I have only used the card for small purchases and have paid off the balances for 2 months (the amount of time I&#8217;ve had the card) but no payments have shown up on my credit report as of [...]]]></description>
		<wfw:commentRss>http://www.debtconsolidationcap.com/how-often-does-household-bank-report-to-credit-bureaus-2.html/feed</wfw:commentRss>
		<slash:comments>2</slash:comments>
		</item>
		<item>
		<title>What shows up on your credit report when you report your credit card lost/stolen?</title>
		<link>http://www.debtconsolidationcap.com/what-shows-up-on-your-credit-report-when-you-report-your-credit-card-loststolen-2.html</link>
		<comments>http://www.debtconsolidationcap.com/what-shows-up-on-your-credit-report-when-you-report-your-credit-card-loststolen-2.html#comments</comments>
		<pubDate>Sat, 12 Sep 2009 15:18:48 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Credit Card & Loan Consolidation]]></category>
		<category><![CDATA[alot]]></category>
		<category><![CDATA[credit card company]]></category>
		<category><![CDATA[credit history]]></category>
		<category><![CDATA[credit report]]></category>

		<guid isPermaLink="false">http://www.debtconsolidationcap.com/what-shows-up-on-your-credit-report-when-you-report-your-credit-card-loststolen-2.html</guid>
		<description><![CDATA[For example, if the credit card company changes your account number and moves everything to a new account, does your credit report now say that the old account is closed and you just opened a new account? I&#8217;m trying to figure out if you lose your old credit history when you do this&#8212;-especially if this [...]]]></description>
		<wfw:commentRss>http://www.debtconsolidationcap.com/what-shows-up-on-your-credit-report-when-you-report-your-credit-card-loststolen-2.html/feed</wfw:commentRss>
		<slash:comments>5</slash:comments>
		</item>
		<item>
		<title>How to remove bad credit from your report?</title>
		<link>http://www.debtconsolidationcap.com/how-to-remove-bad-credit-from-your-report.html</link>
		<comments>http://www.debtconsolidationcap.com/how-to-remove-bad-credit-from-your-report.html#comments</comments>
		<pubDate>Fri, 11 Sep 2009 15:27:14 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Credit Card & Loan Consolidation]]></category>
		<category><![CDATA[certified mail]]></category>
		<category><![CDATA[credit report]]></category>
		<category><![CDATA[money]]></category>
		<category><![CDATA[receipts]]></category>

		<guid isPermaLink="false">http://www.debtconsolidationcap.com/how-to-remove-bad-credit-from-your-report.html</guid>
		<description><![CDATA[My boyfriend has been trying to clear his credit. He has written to all of the companies on his credit report that he owes money to, in hopes of negotiating settlements. One company will not respond to him. He has written them twice since August, certified mail. He has gotten both receipts back signed but [...]]]></description>
		<wfw:commentRss>http://www.debtconsolidationcap.com/how-to-remove-bad-credit-from-your-report.html/feed</wfw:commentRss>
		<slash:comments>9</slash:comments>
		</item>
		<item>
		<title>How do I fix credit report when the credit card company is no longer in business?</title>
		<link>http://www.debtconsolidationcap.com/how-do-i-fix-credit-report-when-the-credit-card-company-is-no-longer-in-business.html</link>
		<comments>http://www.debtconsolidationcap.com/how-do-i-fix-credit-report-when-the-credit-card-company-is-no-longer-in-business.html#comments</comments>
		<pubDate>Thu, 10 Sep 2009 17:35:36 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Credit Card & Loan Consolidation]]></category>
		<category><![CDATA[conseco]]></category>
		<category><![CDATA[credit card account]]></category>
		<category><![CDATA[credit report]]></category>
		<category><![CDATA[existence]]></category>
		<category><![CDATA[greentree financial services]]></category>

		<guid isPermaLink="false">http://www.debtconsolidationcap.com/how-do-i-fix-credit-report-when-the-credit-card-company-is-no-longer-in-business.html</guid>
		<description><![CDATA[I am in the process of trying to buy a home and recently reviewed my credit report.  I noticed that one account was still reported as opened with a balance.
About 4 years ago, I had a credit card account with Conseco Greentree Financial services. The balance was sold off to another company when Conseco [...]]]></description>
		<wfw:commentRss>http://www.debtconsolidationcap.com/how-do-i-fix-credit-report-when-the-credit-card-company-is-no-longer-in-business.html/feed</wfw:commentRss>
		<slash:comments>5</slash:comments>
		</item>
		<item>
		<title>What is the difference between a credit score and a credit report?</title>
		<link>http://www.debtconsolidationcap.com/what-is-the-difference-between-a-credit-score-and-a-credit-report.html</link>
		<comments>http://www.debtconsolidationcap.com/what-is-the-difference-between-a-credit-score-and-a-credit-report.html#comments</comments>
		<pubDate>Wed, 09 Sep 2009 20:05:54 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Credit Card & Loan Consolidation]]></category>
		<category><![CDATA[bad credit]]></category>
		<category><![CDATA[credit card company]]></category>
		<category><![CDATA[credit report]]></category>
		<category><![CDATA[credit score]]></category>
		<category><![CDATA[due dates]]></category>
		<category><![CDATA[late fees]]></category>
		<category><![CDATA[sallie mae]]></category>

		<guid isPermaLink="false">http://www.debtconsolidationcap.com/what-is-the-difference-between-a-credit-score-and-a-credit-report.html</guid>
		<description><![CDATA[I did my research and I realized that i have a good credit report standing.
I only have 2 accounts that I am currently using.
Out of those two, for one I do have a balance but I always pay my bills on time except for two times when i was late because, the credit card company [...]]]></description>
		<wfw:commentRss>http://www.debtconsolidationcap.com/what-is-the-difference-between-a-credit-score-and-a-credit-report.html/feed</wfw:commentRss>
		<slash:comments>4</slash:comments>
		</item>
		<item>
		<title>Will disputing items on credit report effect the date it is originally scheduled to be removed?</title>
		<link>http://www.debtconsolidationcap.com/will-disputing-items-on-credit-report-effect-the-date-it-is-originally-scheduled-to-be-removed.html</link>
		<comments>http://www.debtconsolidationcap.com/will-disputing-items-on-credit-report-effect-the-date-it-is-originally-scheduled-to-be-removed.html#comments</comments>
		<pubDate>Tue, 08 Sep 2009 20:02:37 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Credit Card & Loan Consolidation]]></category>
		<category><![CDATA[credit report]]></category>

		<guid isPermaLink="false">http://www.debtconsolidationcap.com/will-disputing-items-on-credit-report-effect-the-date-it-is-originally-scheduled-to-be-removed.html</guid>
		<description><![CDATA[I have a few items on my credit report that show &#34;scheduled to continue on record until June 2009.  If I dispute these items now could those accounts be extended and remain on credit report past date originally said?
]]></description>
		<wfw:commentRss>http://www.debtconsolidationcap.com/will-disputing-items-on-credit-report-effect-the-date-it-is-originally-scheduled-to-be-removed.html/feed</wfw:commentRss>
		<slash:comments>1</slash:comments>
		</item>
		<item>
		<title>How long does the negative information stay in your credit report after it has been paid?</title>
		<link>http://www.debtconsolidationcap.com/how-long-does-the-negative-information-stay-in-your-credit-report-after-it-has-been-paid.html</link>
		<comments>http://www.debtconsolidationcap.com/how-long-does-the-negative-information-stay-in-your-credit-report-after-it-has-been-paid.html#comments</comments>
		<pubDate>Mon, 07 Sep 2009 20:29:47 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Credit Card & Loan Consolidation]]></category>
		<category><![CDATA[credit report]]></category>
		<category><![CDATA[peace]]></category>
		<category><![CDATA[report thanks]]></category>
		<category><![CDATA[three times]]></category>

		<guid isPermaLink="false">http://www.debtconsolidationcap.com/how-long-does-the-negative-information-stay-in-your-credit-report-after-it-has-been-paid.html</guid>
		<description><![CDATA[I have a negative account on my credit report that is affecting me in a negative way.  This was reported way back in 2001 and I paid the account in full in 2002 but the bank continued to report that it was unpaid till I recently disputed with them.  They finally changed it [...]]]></description>
		<wfw:commentRss>http://www.debtconsolidationcap.com/how-long-does-the-negative-information-stay-in-your-credit-report-after-it-has-been-paid.html/feed</wfw:commentRss>
		<slash:comments>5</slash:comments>
		</item>
		<item>
		<title>How fast do credit card companies report changes?</title>
		<link>http://www.debtconsolidationcap.com/how-fast-do-credit-card-companies-report-changes-2.html</link>
		<comments>http://www.debtconsolidationcap.com/how-fast-do-credit-card-companies-report-changes-2.html#comments</comments>
		<pubDate>Sun, 06 Sep 2009 17:35:15 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Credit Card & Loan Consolidation]]></category>
		<category><![CDATA[credit report]]></category>
		<category><![CDATA[inquiries]]></category>

		<guid isPermaLink="false">http://www.debtconsolidationcap.com/how-fast-do-credit-card-companies-report-changes-2.html</guid>
		<description><![CDATA[I have paid down some balances already for some time but the changes are not appearing on my credit report. I&#8217;m not pulling up my credit however, I have alerts when my scores go up or down or if there&#8217;s inquiries etc. Do I have to ask them to report the change in balance? Why [...]]]></description>
		<wfw:commentRss>http://www.debtconsolidationcap.com/how-fast-do-credit-card-companies-report-changes-2.html/feed</wfw:commentRss>
		<slash:comments>1</slash:comments>
		</item>
		<item>
		<title>Is it possible to remove credit inquiries from my credit report?</title>
		<link>http://www.debtconsolidationcap.com/is-it-possible-to-remove-credit-inquiries-from-my-credit-report.html</link>
		<comments>http://www.debtconsolidationcap.com/is-it-possible-to-remove-credit-inquiries-from-my-credit-report.html#comments</comments>
		<pubDate>Sat, 05 Sep 2009 17:35:42 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Credit Card & Loan Consolidation]]></category>
		<category><![CDATA[auto loan]]></category>
		<category><![CDATA[co signer]]></category>
		<category><![CDATA[credit cards]]></category>
		<category><![CDATA[credit history]]></category>
		<category><![CDATA[credit repair]]></category>
		<category><![CDATA[credit report]]></category>
		<category><![CDATA[credit score]]></category>
		<category><![CDATA[inquiries]]></category>
		<category><![CDATA[shopping spree]]></category>
		<category><![CDATA[three months]]></category>

		<guid isPermaLink="false">http://www.debtconsolidationcap.com/is-it-possible-to-remove-credit-inquiries-from-my-credit-report.html</guid>
		<description><![CDATA[Over the course of about three months I went on a desperate  auto loan shopping spree.  I was trying incredibly hard to get approved under my own name with only a year worth of credit history because I have no willing/able co-signer.
I&#8217;ve recieved about 20 inquiries and my credit score dropped over 50 [...]]]></description>
		<wfw:commentRss>http://www.debtconsolidationcap.com/is-it-possible-to-remove-credit-inquiries-from-my-credit-report.html/feed</wfw:commentRss>
		<slash:comments>4</slash:comments>
		</item>
		<item>
		<title>Is this a valid way to remove a bankruptcy from your credit report?</title>
		<link>http://www.debtconsolidationcap.com/is-this-a-valid-way-to-remove-a-bankruptcy-from-your-credit-report.html</link>
		<comments>http://www.debtconsolidationcap.com/is-this-a-valid-way-to-remove-a-bankruptcy-from-your-credit-report.html#comments</comments>
		<pubDate>Fri, 04 Sep 2009 17:40:42 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Credit Card & Loan Consolidation]]></category>
		<category><![CDATA[10 years]]></category>
		<category><![CDATA[bankruptcy courts]]></category>
		<category><![CDATA[bk]]></category>
		<category><![CDATA[burden of proof]]></category>
		<category><![CDATA[chapter 13]]></category>
		<category><![CDATA[chapter 7 bankruptcy]]></category>
		<category><![CDATA[credit bureaus]]></category>
		<category><![CDATA[credit report]]></category>
		<category><![CDATA[microfiche]]></category>

		<guid isPermaLink="false">http://www.debtconsolidationcap.com/is-this-a-valid-way-to-remove-a-bankruptcy-from-your-credit-report.html</guid>
		<description><![CDATA[I have heard this is a good way to remove a BK.  See below. Has anyone tried this?
Unlike other negative information which stays on your credit report for 7 years, bankruptcy can be reported for up to 10 years. 
Bankruptcy courts keep cases active for a period of two years before placing them on [...]]]></description>
		<wfw:commentRss>http://www.debtconsolidationcap.com/is-this-a-valid-way-to-remove-a-bankruptcy-from-your-credit-report.html/feed</wfw:commentRss>
		<slash:comments>5</slash:comments>
		</item>
		<item>
		<title>How do I get someone off my credit report?</title>
		<link>http://www.debtconsolidationcap.com/how-do-i-get-someone-off-my-credit-report.html</link>
		<comments>http://www.debtconsolidationcap.com/how-do-i-get-someone-off-my-credit-report.html#comments</comments>
		<pubDate>Thu, 03 Sep 2009 20:00:23 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Credit Card & Loan Consolidation]]></category>
		<category><![CDATA[chase card]]></category>
		<category><![CDATA[credit cards]]></category>
		<category><![CDATA[credit report]]></category>
		<category><![CDATA[creditors]]></category>
		<category><![CDATA[parents names]]></category>

		<guid isPermaLink="false">http://www.debtconsolidationcap.com/how-do-i-get-someone-off-my-credit-report.html</guid>
		<description><![CDATA[I recently ran my credit report, and was shocked to see that my mother (who shares the same name) and father have a bunch of their credit cards on my report. I have never had a  am ex card, or chase card ever and they are on there with my parents names attached. I [...]]]></description>
		<wfw:commentRss>http://www.debtconsolidationcap.com/how-do-i-get-someone-off-my-credit-report.html/feed</wfw:commentRss>
		<slash:comments>2</slash:comments>
		</item>
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