Credit Card & Loan Consolidation
What shows up on your credit report when you report your credit card lost/stolen?
For example, if the credit card company changes your account number and moves everything to a new account, does your credit report now say that the old account is closed and you just opened a new account? I’m trying to figure out if you lose your old credit history when you do this—-especially if this is an account you’ve had for a while, and therefore is one of your oldest accounts since alot of credit is based on how long you’ve had things.
How to remove bad credit from your report?
My boyfriend has been trying to clear his credit. He has written to all of the companies on his credit report that he owes money to, in hopes of negotiating settlements. One company will not respond to him. He has written them twice since August, certified mail. He has gotten both receipts back signed but no response from the company. How does he go about getting them removed from his credit report?
How do I fix credit report when the credit card company is no longer in business?
I am in the process of trying to buy a home and recently reviewed my credit report. I noticed that one account was still reported as opened with a balance.
About 4 years ago, I had a credit card account with Conseco Greentree Financial services. The balance was sold off to another company when Conseco went bankrupt. I’ve since paid off the balance. I called the company that serviced the loan and they said there’s nothing they can do since they don’t appear anywhere on my credit report.
How cn I get this fixed? I can get Conseco to fix this since they are no longer in existence! HELP!!
What is the difference between a credit score and a credit report?
I did my research and I realized that i have a good credit report standing.
I only have 2 accounts that I am currently using.
Out of those two, for one I do have a balance but I always pay my bills on time except for two times when i was late because, the credit card company gave me the wrong due dates
They did remove the late fees however.
But 7 open in total.
5 unused
Two of them are sallie mae for school
and the other
1 for victorias secret- never used it. If I do use it I pay it once the bill comes
and the other two i dont plan on using.
Does that mean I have a bad credit score?
Will disputing items on credit report effect the date it is originally scheduled to be removed?
I have a few items on my credit report that show "scheduled to continue on record until June 2009. If I dispute these items now could those accounts be extended and remain on credit report past date originally said?
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