How often does Household Bank report to credit bureaus?
Wednesday, July 15th, 2009 at
12:47 am
I recently got a Household Bank credit card in order to help build up my credit score. I have only used the card for small purchases and have paid off the balances for 2 months (the amount of time I’ve had the card) but no payments have shown up on my credit report as of yet. I was under the impression that Household Bank reported to the credit bureaus every month. Does anyone know when the payments might show up?
Tagged with: amount of time • bank credit card • credit bureaus • credit report • credit score • household bank credit card
Filed under: Credit Card & Loan Consolidation
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The report says you have the card and all the info about loan type and terms etc. and only when you don’t pay or a late payment do they report it. The credit report is not an accounting balance sheet. Every month the credit reporting agencies get bad debts for the information to build credit reports. Once you have a good report, they don’t need to keep reporting every time you write a check already. Here is a good site where you can get free credit report
http://best-free-credit-report-usa.blogspot.com/