My girlfriend and I just finished building a home. We have a 30 year fixed loan for 0,000 with a 6.125% interest rate. We also have used a lot of our credit cards to finish our home. With interest rates very low right now, we want to refinance with a lower rate and consolidate our credit card debt. So every month we pay one payment for our credit cards and home. Is this possible? What would you suggest? How it works? Any bank suggestions?

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