Is the attorney generals request for debt validation different than a consumer?
For example as a collections agency you are not required by law to provide an actual copy of the original contract. But if the attorney general asks for debt validation on behalf of a consumer, does the law change based on them asking and not the consumer themself?
2 Comments to Is the attorney generals request for debt validation different than a consumer?
Leave a comment
You must be logged in to post a comment.
Articles on Debt Consolidation
More on Debt
- Eliminate Student Loan debt by Planning Ahead
- The Truth about Debt Consolidation
- What is Debt Consolidation?
- What is the Best Way to Eliminate Credit Card Debt ?
- How long to build credit up after cancelling credit card?
- What is the difference between a credit card and a pre approved credit card or is there no difference?
- What is the best credit card to apply for for the first time?
- How many of you give in to the credit card offers?
- What happens if your credit score gets lowered due to late auto payments, but then you pay off the auto loan?
- How to get a credit card with no credit and no checking account?
- What is a good credit card for someone with excellent credit?
- What credit card would you recommend for someone trying to re-establish good credit history?
- What does closing a store credit card do to your credit?
- Can credit bureaus report late payments after a sheriff sale?
- Credit….?
Sounds like a state specific question. State law may require it. Ask a local attorney.
First of all you are being contacted to pay a debt not from the original company you owed the bill to but a debt the collection agency acquired and agreed to collect for a percentage of what ever they can get from you they are phone banks and mail rooms that put collection amounts on there letter heads along with the Attorney Name for the company Most times my original bill could not be found the debt may have or can pass through a few collection Agencies each time it is passed to another Collection Agency the terms and amount of debt can change after a while the collection Agency may only have the name of the prior Collection Agency and amout they want to colect they get names mixed up even try to collect some money from you with a debt owed by someone else with a similar name the Attorney General knows this so the first thing they want to do is make sure the file is right true and correct they use the law to help and protect the consumer a consumer can demand the copy of contract from the Credit Agency that lists a negative mark on your file if not provided that is grounds to erase it but no one answers phones or letters of demands it just becomes a paper chase and your files stay the same until you take it to a higher level I am sure the Attorney General is using Law and his power which is greater than the consumers demand