What is a good credit card for someone with excellent credit?

I have excellent credit, and I’m looking for a good credit card that offers rewards/cash back bonus and paying online. I’ve heard there are some good credit cards out there, any suggestions?

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Sunday, September 20th, 2009 Debt No Comments

What credit card would you recommend for someone trying to re-establish good credit history?

I have decent credit but I had cancelled all my cards when trying to get out of debt. I am now free of all unsecured debt but I need to have a card so in the future I won’t be hurt by having no credit.

I’m thinking I want a card with no annual fee and a low APR. The card would only be used very occassionally and paid off immediately. I have no desire to repeat previous mistakes.

Does anyone have any recommendations for a good card for this purpose?
Okay, as I said, but everyone is skipping, is that I have decent credit. My credit score is 700.

When I got into trouble I went into debt consolidation right away BEFORE my credit got screwed up.

But I do appreciate those of you who are taking the time to answer.

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Friday, September 18th, 2009 Debt 10 Comments

What does closing a store credit card do to your credit?

Two questions:
1) If I have a store card that I don’t really use anymore, what effect would closing that card have on my credit?

2) Stores always ask me to open a store card to save 15% and say I can close it later if I don’t want it. I always say no. Wouldn’t it negatively affect your credit score to be doing that all the time?

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Thursday, September 17th, 2009 Debt 3 Comments

Can credit bureaus report late payments after a sheriff sale?

I had a foreclosure back in 1/07. My credit report shows the foreclosure; however, is reporting late payment after the sheriff sale. It shows the final date of 11/07. Is there anything I can do?

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Wednesday, September 16th, 2009 Credit Card & Loan Consolidation 1 Comment

Credit….?

Does anyone know how to raise your credit score? For instance, if someone adds you to their credit account but you are not an authorized user… Basically looking to clean up credit?

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Wednesday, September 16th, 2009 Debt 5 Comments