6 years

Does the credit card debt restart if a different agencies send letters about your debt even after 6 years?

I mean i heard after 6 years or so your credit card debt is written off, but if during those 6 years you get letters from different solictors, agencies etc does this include the 6 years or is it restarted from the beggining when to a another agency?

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Wednesday, July 15th, 2009 Consumer Debt 1 Comment

Does the credit card debt restart if a different agencies send letters about your debt even after 6 years?

I mean i heard after 6 years or so your credit card debt is written off, but if during those 6 years you get letters from different solictors, agencies etc does this include the 6 years or is it restarted from the beggining when to a another agency?

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Saturday, May 2nd, 2009 Consumer Debt 1 Comment

Is credit card debt considered an open account or a written contract?

I live in the State of Georgia and am being sued over an old credit card that I defaulted on. It has been more than 4 years but less than 6 years since the date of default, so depending on whether credit card debt is considered an open account or a written contract in the State of Georgia, the Statute of Limitations may or may not apply. The Staute of Limitations is 4 years for open accounts and 6 years for written contracts. Does anyone know for certain which type applies for credit card debt in Georgia? The account is with Citibank MasterCard and was opened in the late 80's or early 90's. Thanks.

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Tuesday, April 14th, 2009 Consumer Debt 3 Comments

What does default on credit card debt mean? do i still get charged intrest & extras in default of payments?

Sometimes i get letters from credit card debt angencies saying i owe the same balance that i had for 6 years, but sometimes shows more balance with intrestest but only one letter said this, the rest all had same balances which were 6 years ago when i was in debt of 2,000, but one letter said 6,000, i have not replied or ever gotten back to the debt credit card collectors, agencies etc, so whats going on, does default mean no intrest charges?

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Monday, April 13th, 2009 Consumer Debt 2 Comments