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	<title>Debt Consolidation &#187; consumers</title>
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		<title>What&#8217;s the best action for a credit card debt settlement letter?</title>
		<link>http://www.debtconsolidationcap.com/whats-the-best-action-for-a-credit-card-debt-settlement-letter.html</link>
		<comments>http://www.debtconsolidationcap.com/whats-the-best-action-for-a-credit-card-debt-settlement-letter.html#comments</comments>
		<pubDate>Thu, 30 Apr 2009 11:38:30 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Consumer Debt]]></category>
		<category><![CDATA[3 years]]></category>
		<category><![CDATA[bad debt]]></category>
		<category><![CDATA[collections]]></category>
		<category><![CDATA[consumers]]></category>
		<category><![CDATA[credit card]]></category>
		<category><![CDATA[credit cards]]></category>
		<category><![CDATA[credit history]]></category>
		<category><![CDATA[credit report]]></category>
		<category><![CDATA[delinquency]]></category>
		<category><![CDATA[delinquent credit]]></category>
		<category><![CDATA[last ditch effort]]></category>
		<category><![CDATA[location services]]></category>
		<category><![CDATA[mom]]></category>
		<category><![CDATA[money]]></category>
		<category><![CDATA[mother in law]]></category>
		<category><![CDATA[statute of limitation]]></category>
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		<description><![CDATA[My husband and I recently purchased a house.  Right before our purchase we found out about a delinquent credit card.  To make a long story short, it was a credit card that was in my husband&#39;s name that he was to use when he was in college that his mom was supposed to [...]]]></description>
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		<title>Can a collection agency garnish wages on a credit card debt less than $3000?</title>
		<link>http://www.debtconsolidationcap.com/can-a-collection-agency-garnish-wages-on-a-credit-card-debt-less-than-3000.html</link>
		<comments>http://www.debtconsolidationcap.com/can-a-collection-agency-garnish-wages-on-a-credit-card-debt-less-than-3000.html#comments</comments>
		<pubDate>Fri, 24 Apr 2009 11:29:47 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Consumer Debt]]></category>
		<category><![CDATA[average credit card debt]]></category>
		<category><![CDATA[consumers]]></category>
		<category><![CDATA[court hearing]]></category>
		<category><![CDATA[Credit Card Debt]]></category>
		<category><![CDATA[defendant]]></category>
		<category><![CDATA[paycheck]]></category>
		<category><![CDATA[plaintiff]]></category>
		<category><![CDATA[thousands of dollars]]></category>

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		<description><![CDATA[Since most consumers have an average credit card debt less than 00 (for ONE credit card each), would a collection agency actually go through all this effort to garnish a debtor&#39;s paycheck when the debtor may have other bills to pay which may total thousands of dollars?  Also, if it takes months to get [...]]]></description>
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		<title>Are these consumer debt consolidation companies a better alternative to bankruptcy?</title>
		<link>http://www.debtconsolidationcap.com/are-these-consumer-debt-consolidation-companies-a-better-alternative-to-bankruptcy.html</link>
		<comments>http://www.debtconsolidationcap.com/are-these-consumer-debt-consolidation-companies-a-better-alternative-to-bankruptcy.html#comments</comments>
		<pubDate>Sun, 12 Apr 2009 06:41:27 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Consumer Debt]]></category>
		<category><![CDATA[consumers]]></category>
		<category><![CDATA[recession]]></category>

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		<description><![CDATA[The recession has caused many consumers to cut back on monthly spending.Carrying a monthly balance seems more like a luxury than a necessity
]]></description>
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