Debt Consolidation

How often does Household Bank report to credit bureaus?

I recently got a Household Bank credit card in order to help build up my credit score. I have only used the card for small purchases and have paid off the balances for 2 months (the amount of time I’ve had the card) but no payments have shown up on my credit report as of yet. I was under the impression that Household Bank reported to the credit bureaus every month. Does anyone know when the payments might show up?

Tags: amount of time, bank credit card, credit bureaus, credit report, credit score, household bank credit card

Is this a valid way to remove a bankruptcy from your credit report?

I have heard this is a good way to remove a BK. See below. Has anyone tried this?

Unlike other negative information which stays on your credit report for 7 years, bankruptcy can be reported for up to 10 years.

Bankruptcy courts keep cases active for a period of two years before placing them on microfiche.

If your Chapter 7 bankruptcy has aged at least 27 months since the date of discharge, your in a great position to make it disappear forever, simply file disputes with the credit bureaus indicating that your bankruptcy was a Chapter 13 and not a Chapter 7.

You need not provide any documentation to support your dispute, the burden of proof is on the government.

Bankruptcy courts do not respond to requests for verification on cases which has been archived to microfiche, as a result the credit bureaus are required to remove the bankruptcy from your credit report.

Tags: 10 years, bankruptcy courts, bk, burden of proof, chapter 13, chapter 7 bankruptcy, credit bureaus, credit report, microfiche

How do I establish a credit report for my business?

I have an established LLC that has been register with the state now for 5+ years. I have several business accounts that are in good standing but a recent check with the credit bureaus show that my business is not listed with them. D&B has issued me a number but basically wants to charge me a fee to investigate my credit and report it. What can I do to get my credit reported on TransUnion and Experian.

Tags: amp, business accounts, credit bureaus, experian, transunion

How do we report an unpaid civil judgement to the credit bureau?

We were awarded a civil judgement signed by a judge and filed with our local courts in Jackson County MO for 0,000. The defendant never paid this amount and we would like for this to show up on his credit report. I have been told unpaid civil judgements can be included in the personal section of a credit report but I am unable to find out how to get the credit bureaus to acknowledge this judgement and show it on his credit report. Can anyone tell me how to get this debt on his credit report?

Tags: civil judgements, credit bureaus, credit report, defendant, jackson county mo, judgement, local courts, personal section

How can I get my credit card company to report account information?

I got my credit report today and it shows that my total credit amount is 0 and I have 6 available. After further inspection I noticed that only one credit card had reported a credit limit/max balance and that all of my credit cards hadn’t been reported since April. Is there an effective way to contact the credit card companies and get them to report accurate and up to date information to the credit bureaus? I feel that this issue is affecting my credit score, so I would like to fix this.

Thanks in advance.

Tags: credit bureaus, credit card companies, credit cards, credit limit, credit report, credit score, thanks in advance