credit card bills

How many bank accounts and credit cards should I have?

I am currently a college student with 2 checking accounts (Wamu- 3 years & BOA- 1 year) and 1 credit card (Citi- 1 year). I have always met the requirements for my checking accounts and paid all my credit card bills on time. As for loans, I do have about ,000 of student loans in debt. I was wondering if it is okay for me to get another credit card. Also, many say that having a lot of credit cards are bad for you. What is the reccomendation of how many bank accounts and credit cards should I have so that my credits would not go down? Thanks in advance!

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Thursday, August 20th, 2009 Debt 9 Comments

Is credit card consolidation bad for your credit?

I currently have good credit, but it's getting overwhelming. All my money seems to go to my credit card bills and I'm thinking of consolidating my credit cards, but i just want to know if that will ruin my credit?
Will it lower my credit score?

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Friday, April 24th, 2009 Credit Card & Loan Consolidation 4 Comments

Selling home, making a profit – better to pay off credit card debt or put money into new home?

I have some credit debt left and I'm wondering if I should put the extra money I make from selling my home into the new house I'm purchasing or if I should go ahead and pay off the credit card debt. What is a smarter decision?
Just wanted to say I'm not late on my credit card bills, just wondering if I should go ahead and pay them off in full right away

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Saturday, April 11th, 2009 Credit Card & Loan Consolidation 7 Comments