credit cards

What is the difference between a credit card and a pre approved credit card or is there no difference?

I am looking to raise my credit score and I have been turned down buy credit card companies and I spoke with someone that said I could get a pre approved credit card but i thought all credit cards were pre approved. Please help me I need to raise my credit score. Thanks

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Friday, September 25th, 2009 Debt 5 Comments

What is the best credit card to apply for for the first time?

I have years of excellent on-time rental history, however I have no credit because I’ve never been in debt (always pay bills on time) go figure. I was wondering which credit cards I could apply for, for the first time. Wal-Mart Credit card rejected me because I have no credit, and I’m just looking for something small so I can put things on the card and pay them off quickly to establish some sort of credit. Any suggestions?

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Thursday, September 24th, 2009 Debt 3 Comments

How many of you give in to the credit card offers?

I already have 4 credit cards which is probably too many already. The set up fees just to get a credit card are so much no wonder why I get so many offers!

The lowest minimum credit limit is a TOTAL card that only has a limit of 0. I’ve read it doesn’t change.

The highest limit of my credit cards is 916 dollars and it keeps going up. They are trying to entice me.

I’d like a larger credit limit, but some of these aren’t worthwhile.

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Wednesday, September 23rd, 2009 Debt 1 Comment

How to get a credit card with no credit and no checking account?

I’m young with no credit and no checking account. I’ve been looking online and have only come across debit cards or credit cards that require a checking account. Where and how can I get a CREDIT CARD w/ no credit and no checking account?

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Monday, September 21st, 2009 Debt 3 Comments

What is a good credit card for someone with excellent credit?

I have excellent credit, and I’m looking for a good credit card that offers rewards/cash back bonus and paying online. I’ve heard there are some good credit cards out there, any suggestions?

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Sunday, September 20th, 2009 Debt No Comments