credit score

How to pay off Derogatory items on credit report, increase score?

I have some old key Derogatory reports in my credit report. Is there any way to pay these off to increase my credit score? Someone told me if you pay them off, it will still show negative on your credit report. What is the best course of action? I have under ,000 in negatives on my credit report, and now I have a good job paying good money.

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Tuesday, August 18th, 2009 Credit Card & Loan Consolidation 1 Comment

How do you get a credit card with bad credit?

I am trying to pick my credit score back up off the floor and have heard that you can do this by applying for credit cards and making the payments on them. Nice! Except, I went through a divorce and my credit is now lowsy. I pay all my bills on time and have a decent job, yet credit card companies don’t give me the time of day. Does anyone know of a company that will work with a credit slacker like me?

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Tuesday, August 18th, 2009 Debt 5 Comments

How long will credit score take to return to normal after opening a new credit card?

I recently opened a new credit card and noticed that my fico score plumetted 50 points after doing so. How long will it take for credit score to get over the fact that I opened a new account and regain those 50 points?

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Saturday, August 15th, 2009 Debt 3 Comments

How bad do inquiries look on your credit report and how long will it stay?

I have a credit score in the mid 600s, but have been denied credit because of too many auto credit inquiries. How long will they stay on my credit report?

Thanks!

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Wednesday, August 12th, 2009 Credit Card & Loan Consolidation 3 Comments

What type of credit card can I apply for and get approved with current bad credit to start rebuilding?

Im currently disputing a lot of derrogatory info on my credit reports from all 3 agencies. I currently have no major credit cards and was informed that if I opened a credit card account and made the payments on time that would up my credit score.

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Sunday, August 9th, 2009 Debt 6 Comments