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	<title>Debt Consolidation &#187; home equity loan</title>
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		<title>should I pay down my home equity loan or pay off credit cards?</title>
		<link>http://www.debtconsolidationcap.com/should-i-pay-down-my-home-equity-loan-or-pay-off-credit-cards.html</link>
		<comments>http://www.debtconsolidationcap.com/should-i-pay-down-my-home-equity-loan-or-pay-off-credit-cards.html#comments</comments>
		<pubDate>Sun, 26 Apr 2009 16:45:48 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Credit Card & Loan Consolidation]]></category>
		<category><![CDATA[Credit Card Debt]]></category>
		<category><![CDATA[credit cards]]></category>
		<category><![CDATA[heloc]]></category>
		<category><![CDATA[home equity loan]]></category>

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		<description><![CDATA[Hi. My home equity loan is an interest only adjustable and I am currently paying something like 7.02 (I have a rate of 1.25 below prime).  I also have credit card debt on two cards, but they are fixed at 4.02  and 4.99.  I know its usually better to not have the [...]]]></description>
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		<slash:comments>6</slash:comments>
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		<title>What is the best way to payoff my credit card debt?</title>
		<link>http://www.debtconsolidationcap.com/what-is-the-best-way-to-payoff-my-credit-card-debt.html</link>
		<comments>http://www.debtconsolidationcap.com/what-is-the-best-way-to-payoff-my-credit-card-debt.html#comments</comments>
		<pubDate>Sat, 25 Apr 2009 23:59:39 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Consumer Debt]]></category>
		<category><![CDATA[bad idea]]></category>
		<category><![CDATA[cards]]></category>
		<category><![CDATA[credit accounts]]></category>
		<category><![CDATA[Credit Card Debt]]></category>
		<category><![CDATA[declaring bankruptcy]]></category>
		<category><![CDATA[home equity loan]]></category>
		<category><![CDATA[issuers]]></category>
		<category><![CDATA[late payments]]></category>
		<category><![CDATA[tho]]></category>

		<guid isPermaLink="false">http://www.debtconsolidationcap.com/what-is-the-best-way-to-payoff-my-credit-card-debt.html</guid>
		<description><![CDATA[I currently have around 10,000.00 dollars of credit card debt on three different cards. I am paying 29.99% on two of them, and 22.99% on the other one.
I have tried to get a card with a better rate to transfer my balances to, but the issuers won&#39;t give me one because I am using so [...]]]></description>
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		<slash:comments>10</slash:comments>
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		<title>Anyone take a personal loan to pay off credit cards?</title>
		<link>http://www.debtconsolidationcap.com/anyone-take-a-personal-loan-to-pay-off-credit-cards.html</link>
		<comments>http://www.debtconsolidationcap.com/anyone-take-a-personal-loan-to-pay-off-credit-cards.html#comments</comments>
		<pubDate>Fri, 17 Apr 2009 06:18:49 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Credit Card & Loan Consolidation]]></category>
		<category><![CDATA[401k loan]]></category>
		<category><![CDATA[banks]]></category>
		<category><![CDATA[credit card balances]]></category>
		<category><![CDATA[credit card consolidation]]></category>
		<category><![CDATA[credit card consolidation loans]]></category>
		<category><![CDATA[credit card repair]]></category>
		<category><![CDATA[finance charges]]></category>
		<category><![CDATA[home equity loan]]></category>
		<category><![CDATA[late fees]]></category>
		<category><![CDATA[personal bank loan]]></category>

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		<description><![CDATA[I was wondering if anyone took a personal bank loan in order to pay off their credit card balances? Do banks actually offer a credit card consolidation loans yet and for that purpose only? From what I understand this would be better than a 401K loan. Forget the home equity loan. Also heard enough about [...]]]></description>
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