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	<title>Debt Consolidation &#187; mortgage</title>
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	<link>http://www.debtconsolidationcap.com</link>
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		<title>How high can my credit score climb if I have only credit cards in my credit history?</title>
		<link>http://www.debtconsolidationcap.com/how-high-can-my-credit-score-climb-if-i-have-only-credit-cards-in-my-credit-history.html</link>
		<comments>http://www.debtconsolidationcap.com/how-high-can-my-credit-score-climb-if-i-have-only-credit-cards-in-my-credit-history.html#comments</comments>
		<pubDate>Mon, 14 Sep 2009 08:08:19 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Debt]]></category>
		<category><![CDATA[abscence]]></category>
		<category><![CDATA[consumer loan]]></category>
		<category><![CDATA[credit score]]></category>
		<category><![CDATA[loans]]></category>
		<category><![CDATA[mortgage]]></category>
		<category><![CDATA[paying on time]]></category>
		<category><![CDATA[using credit cards]]></category>

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		<description><![CDATA[My current credit score is 745 and I&#8217;ve built it solely by using credit cards and paying on time (but never had any loans). Somebody told me that the abscence of installement-paid loan will prevent my score from climbing much higher. Is it true? Should I take some consumer loan to boost my credit score [...]]]></description>
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		<slash:comments>2</slash:comments>
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		<title>How can I get my credit build up if no one will give me a credit card to begin with?</title>
		<link>http://www.debtconsolidationcap.com/how-can-i-get-my-credit-build-up-if-no-one-will-give-me-a-credit-card-to-begin-with.html</link>
		<comments>http://www.debtconsolidationcap.com/how-can-i-get-my-credit-build-up-if-no-one-will-give-me-a-credit-card-to-begin-with.html#comments</comments>
		<pubDate>Sat, 22 Aug 2009 03:18:56 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Debt]]></category>
		<category><![CDATA[credit card]]></category>
		<category><![CDATA[credit report]]></category>
		<category><![CDATA[doctor bills]]></category>
		<category><![CDATA[mortgage]]></category>

		<guid isPermaLink="false">http://www.debtconsolidationcap.com/how-can-i-get-my-credit-build-up-if-no-one-will-give-me-a-credit-card-to-begin-with.html</guid>
		<description><![CDATA[How can I get my credit build up if no one will give me a credit card to begin with? I have never had a credit card, I bought a home and I have been paying mortgage on time. Will that help my credit? I do have doctor bills on my credit report, any ideas [...]]]></description>
		<wfw:commentRss>http://www.debtconsolidationcap.com/how-can-i-get-my-credit-build-up-if-no-one-will-give-me-a-credit-card-to-begin-with.html/feed</wfw:commentRss>
		<slash:comments>8</slash:comments>
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		<item>
		<title>What matters more your credit score or the contents of your credit report?</title>
		<link>http://www.debtconsolidationcap.com/what-matters-more-your-credit-score-or-the-contents-of-your-credit-report.html</link>
		<comments>http://www.debtconsolidationcap.com/what-matters-more-your-credit-score-or-the-contents-of-your-credit-report.html#comments</comments>
		<pubDate>Thu, 20 Aug 2009 15:34:30 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Credit Card & Loan Consolidation]]></category>
		<category><![CDATA[collection accounts]]></category>
		<category><![CDATA[credit report]]></category>
		<category><![CDATA[credit score]]></category>
		<category><![CDATA[lenders]]></category>
		<category><![CDATA[mortgage]]></category>

		<guid isPermaLink="false">http://www.debtconsolidationcap.com/what-matters-more-your-credit-score-or-the-contents-of-your-credit-report.html</guid>
		<description><![CDATA[If I have a good credit score but still have unpaid collection accounts on my credit report will lenders expect me to pay those before they would give me a mortgage?  Or if my credit score is high does that mean they won&#8217;t really care about much else?
]]></description>
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		<slash:comments>4</slash:comments>
		</item>
		<item>
		<title>How long does it take to establish credit?</title>
		<link>http://www.debtconsolidationcap.com/how-long-does-it-take-to-establish-credit.html</link>
		<comments>http://www.debtconsolidationcap.com/how-long-does-it-take-to-establish-credit.html#comments</comments>
		<pubDate>Thu, 23 Jul 2009 22:39:10 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Debt]]></category>
		<category><![CDATA[4 months]]></category>
		<category><![CDATA[buyer credit]]></category>
		<category><![CDATA[first time buyer]]></category>
		<category><![CDATA[mortgage]]></category>
		<category><![CDATA[score]]></category>
		<category><![CDATA[secured credit card]]></category>

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		<description><![CDATA[My boyfriend has no credit and we&#8217;re trying to qualify for a mortgage. We really want to buy a house by like November so we can qualify for the first time buyer credit. 
If he got a credit card like today, that would be about 4 months. Is this enough time to get a score?
Also, [...]]]></description>
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		<slash:comments>3</slash:comments>
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		<item>
		<title>Will negotiating credit card debt hurt my credit score?</title>
		<link>http://www.debtconsolidationcap.com/will-negotiating-credit-card-debt-hurt-my-credit-score.html</link>
		<comments>http://www.debtconsolidationcap.com/will-negotiating-credit-card-debt-hurt-my-credit-score.html#comments</comments>
		<pubDate>Sat, 23 May 2009 17:01:07 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Consumer Debt]]></category>
		<category><![CDATA[credit card company]]></category>
		<category><![CDATA[credit card payments]]></category>
		<category><![CDATA[credit score]]></category>
		<category><![CDATA[job]]></category>
		<category><![CDATA[mortgage]]></category>

		<guid isPermaLink="false">http://www.debtconsolidationcap.com/will-negotiating-credit-card-debt-hurt-my-credit-score.html</guid>
		<description><![CDATA[I&#39;ve been unemployed for a couple months, and the credit card payments are starting to hurt.
If I negotiate with the credit card company to reduced my debt or monthly payment, will this somehow hurt my credit score.
I plan on refinancing my mortgage when I get another job, and I don&#39;t want my score to be [...]]]></description>
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		<slash:comments>1</slash:comments>
		</item>
		<item>
		<title>Can credit card debt transfer to your children after your death?</title>
		<link>http://www.debtconsolidationcap.com/can-credit-card-debt-transfer-to-your-children-after-your-death.html</link>
		<comments>http://www.debtconsolidationcap.com/can-credit-card-debt-transfer-to-your-children-after-your-death.html#comments</comments>
		<pubDate>Tue, 21 Apr 2009 18:58:15 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Consumer Debt]]></category>
		<category><![CDATA[assets]]></category>
		<category><![CDATA[Credit Card Debt]]></category>
		<category><![CDATA[creditors]]></category>
		<category><![CDATA[family member]]></category>
		<category><![CDATA[mortgage]]></category>

		<guid isPermaLink="false">http://www.debtconsolidationcap.com/can-credit-card-debt-transfer-to-your-children-after-your-death.html</guid>
		<description><![CDATA[An older family member of mine has a large amount of credit card debt and their only major asset is the house that they currently live in.  From what I&#8217;ve read it seems that creditors will liquidate all of their assets including the house in order to try and cover the debt upon their [...]]]></description>
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		<slash:comments>3</slash:comments>
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