tax lien

How do I dispute a negative statement on my credit report?

I’m in the U.S. Army. Shortly after filing my indiana states taxes for 2005 I deployed to Afghanistan. I apparently owed the state revenue service around . I am pretty sure I acknowledged this before I deployed but I guess it slipped my mind.

Apparently the revenue service tried to get a hold of me (which they obviously weren’t able to) regarding the situation. Eventually, a sheriff was sent to the address listed on my Indiana state driver’s license and the state revenue service reported a no payment tax lien on my credit report.

All in all, the state got their crummy 40 bucks but I have the negative hit on my credit report.

I was turned down for a car loan because of it. Am I able to dispute this? If this had been under normal circumstances I would have been on top of things and this thing would have gotten paid before anything bad happed.

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Monday, September 14th, 2009 Credit Card & Loan Consolidation 2 Comments

How do you know the item on your credit report is from which credit burea?

I got a credit report from a lender (the lender type of credit report), it lists 3 credit scores.

There is a same tax lien listed twice, one has account number , the other doesn’t has an account number. Which credit bureau should I contact for this issue? How do you know which item is from which credit bureau?

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Sunday, August 2nd, 2009 Credit Card & Loan Consolidation 4 Comments